Lurker Cash

Lurker Cash is a company that focuses on giving loans to Regulars, so that they are able to attend the test of the 20th Floor. Ja Wangnan describes them as one of the monsters that prey on those who don't succeed and eat their dreams.

Business Strategy
Lurker Cash lends money to regulars so that they can pay the exam fee. However, there is a high gap between the difficulty of the last exam and this exam, so many people fail. The more the failures retry to take the test and fail, the more money they have to spend, which will eventually lead them to borrow money from Lurker Cash. Once they are severely indebted, Lurker Cash will propose they undergo so-called "Cosmetic Surgeries", which are, in fact, nothing more but organ removals. The employees use physical violence in order to constrain their clients to sign the agreement.

Slogan
For the light side of the business the slogan is:

"We'll fund your dreams! Regulars examination fee - premium loans! (point conversion available) *We'll hide anywhere our client needs*" For the dark side of the business the slogan is:

"We'll be burrowed anywhere the client is hiding"

Employees

 * Kim Lurker

Company Logo
Looks a bit like a crab maybe.

Organizational structure
Very little is known about the company’s organization structure. One thing that isn't known is whether Lurker Cash is a subsidiary or if it is the name of the company as a whole. One thing that is known is that Prince is the son company's president and Prince himself is able to exert at least some authority over the company's employees.

Notes and Trivia

 * The company name, logo, and slogan is based on a Starcraft unit: the Zerg Lurker. "We'll be burrowed anywhere the client is hiding" is a joke about how Zerg Lurkers attack enemy units with spikes when burrowed. The crab-like logo is a lurker, and even the president has spikes that make him resemble a lurker.